20 Major Challenges to Financial Independent
1 Indebtness
2. Low wages
3. Financial illitetracy
4. Bad family relationship
5. Lack of sound personal financial management principle
6. Poor habit spending
7. Lack of clear financial goals
8. Credit card dependency
9. Poor knowledge of number game when comes to money
10. Your money working for others
11. Fear of taking investment risk
12. Play safe when comes to money matters
13. No financial budget to follow
14. Bad spending habit, expenes exceed our income
15. Lack of patient in accumulation of money
16. Constantly looking for financial independence short cut
17. Setting financial goals with no time bound
18. No plan to follow
19. Not knowing who to be your influencer when comes to money matters
20. Waiting for tomorrow
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20 Major Challenges to Financial Independent
